Is the House Ownership Dream Dead?

Is the American dream of House Ownership dead? We solve the mystery by putting the data to the test to determine what’s factually real and what isn’t.

House Ownership-The Dream

Everyone from the news to X (Twitter) and YouTube finance “experts” have been predicting that the American dream of house ownership is dead.

But is the cost of owning a house actually getting higher, when related to inflation (buying power) and income? It’s more complicated than most people say, but we reveal the simple answer to the mystery.

House Ownership-Conclusions

House prices are not the problem–they are near historical lows.

House sizes have substantially increased.

We expect a lot of amenities that have historically not been available (Example: air conditioning).

Mortgage rates are also not the problem–we’ve become used to ultra-low mortgage rates which are not normal.

Most people continue to use mortgages to purchase a house. People and companies coming in and sweeping up houses with all cash purchases is not an issue.